Credit Officer (Monitoring & Controls Team)
- Full-time
- Department: Credit
- Work Pattern: Office Based (5 days onsite)
Company Description
We’re an ambitious, forward-thinking global business who build transformative solutions for our customers to deliver best-in-class sustainable mobility, connectivity, and technology solutions. We support our customers with a range of products and services to meet their needs.
Since 1990 our ambition has never wavered. From humble beginnings, our vision and drive has seen us venture into new markets with confidence and stay ahead of market trends. Our mission is to help businesses of all sizes adapt to the future and take advantage of the opportunities that change brings. Sustainability is at the core of our offering. With our leading e-mobility solutions, we’re committed to guiding businesses through the energy transition, building solutions for a more sustainable, connected future.
This is where you come in. We are on a journey of growth. We pride ourselves on being at the forefront of technology innovation and we invite you along on this journey.
Job Description
The role …
Whilst experience in a credit role may be an advantage, the right attitude is the most important quality. We are keen to hear from you whatever stage you are at in your career.
The role of Credit Monitoring Officer is really important to us. You will be responsible for ongoing review of customers fuel spend against agreed credit limits using internal systems and credit agency information to manage risk in line with credit policy.
Key responsibilities:
Analyse and collate data from different sources to complete risk reviews
Communicate risk recommendations to senior stakeholders to influence and shape risk/ reward decisions
Review financial information and compile trend analysis, produce risk reviews for senior management and external insurance companies.
Daily review of credit limit breaches, prioritising workload based on internal risk strategy
Manage accounts through to conclusion, working to agreed deadlines and obtaining buy in for actions from key stakeholders
Underwrite credit limits and ongoing fraud prevention using spend trends to identify risks
Timely query resolution, working with colleagues in other departments, such as sales, Fin Ops, Fraud and TQs to resolve issues
Manage the relationship with sales account management to ensure open communication and agreed level of risk/ rewards
Presenting credit recommendations to key stakeholders
Credit alerts management, ensuring effective decisions are made to minimize risk
Actively engage in relevant and appropriate opportunities for cross-department working to build relationships & share knowledge
Participate in meetings and projects with wider credit team to continually improve department performance
Developing and maintaining excellent relationships with key stakeholders within the Radius Group
Use exposure to different areas of Credit and businesses / products to share good ideas and approaches across the team and improve the processes and systems as a result
Qualifications
Essential role requirements:
Able to prioritise and adapt to meet key deadlines in a fast-paced changing environment
Keen eye for detail
Own queries and problem resolution
Excellent ability to communicate at all levels
Flexible approach and attitude
Strong Excel skills
Working knowledge of financial reports (Desirable)
Additional Information
What can you expect of us?
- A friendly culture that mirrors our proposition to our customers.
- A fast-growing organisation that defines itself as being agile and innovative
- A drive for continuous improvement, which you will be empowered to get behind from day one.
- A commitment to building a working environment that values inclusivity, innovation, agility, and drive
And of course, you will be compensated competitively along with bonus potential and a good range of core benefits
Still Curious?
If you feel we are a good match for each other, you can apply online now!
If you’d like to understand more about the role or life at Radius before applying, then please contact our talent team via [email protected]
Radius is an equal opportunities employer. We are committed to welcome people regardless of age, disability, gender identity, race, faith or belief, sexual orientation or socioeconomic background.
We are committed to ensuring an inclusive and accessible recruitment process for all candidates. If you require any adjustments or accommodations at any stage of the process, please let us know, and we will do our best to support you.
We reserve the right to close a vacancy before the closing date in the event of an overwhelming response or a change in business priorities.