Primera MFBank, your partner for growth, is a fully licensed technology-driven finance platform that offers financial solutions to businesses and individuals. Anchored by a strong balance sheet and an experienced, hands-on management team, we enhance financial inclusion by offering suite of financial services to meet the needs of clients.

We are recruiting to fill the position below:

Job Title: Head, Credit Risk Underwriting

Location: Victoria Island, Lagos
Reports to: Chief Risk Officer

• Ensure 100% compliance with the Bank’s Credit Policies and Procedure.
• Digitize and automate credit risk underwriting and processing flows.
• Ensure Team CAP analyzes credit requests and identify inherent risks with adequate responses to aid quality decision making.
• Ensure loans sent to CAP are processed within agreed TAT.
• Maintain professional working relationships with internal customers.
• Contact liaison with the Sales team to ensure conformity with credit policy.
• Ensure credit check on all credit customers are conducted before approval.
• Ensure Monthly reporting of performance of loan customers to the Credit Bureaus.
• Assist in product / policy development geared towards managing inherent credit risks in the Bank’s products.
• Attend MCC Meetings

• B.Sc. in Accounting, Finance, Management or related field.
• MSc. / MBA 
• Professional qualification in Credit Risk Management is mandatory.

Required Experience, Skills & Competencies:

• Experience and exposure in digitizing and automating credit risk underwriting and processing flows in the financial services industry.
• Minimum of 7-10 years cognate experience in core credit risk management, credit underwriting and processing in the financial services or FINTECH space, with at least 3 years’ experience at management level.
• Excellent experience in leading a diverse team of credit risk analysts for Personal Banking and SME lending.
• Certified in Agile methodologies. 
• Advanced Data Analytics and Reporting skills (SQL, Power BI, Decision science).
• Excellent Engagement and Communication Skills.
• Consummate team player with a collaborative approach to working with colleagues, horizontally and vertically.
• Very open-minded and comfortable with driving change.