Team Lead, Business Banking

  • Full-time

Company Description

Primera MFBank, your partner for growth, is a fully licensed technology-driven finance platform that offers financial solutions to businesses and individuals. Anchored by a strong balance sheet and an experienced, hands-on management team, we enhance financial inclusion by offering suite of financial services to meet the needs of clients.

We are recruiting to fill the position below:

Job Title: Team Lead, Business Banking

Location: Victoria Island, Lagos
Department: Client Management
Reports to: Head, Business Banking

Job Description

  • Actively support and drive the digital transformation of the Business Banking enterprise.
  • Expand and deepen the product and value-added services suite to profitably penetrate the Bank’s target industry segments and businesses.
  • Drives the assigned Business Banking relationship management teams to achieve and surpass set targets.
  • Ensure that all loans disbursed are repaid as and when due and the Portfolio-at-Risk (PAR) of the business portfolio is within regulatory limits.
  • Build and grow a healthy collections business driven by a strong portfolio of accounts that generate collections flows for the Bank.
  • Identify key areas for business process re-engineering and support efforts to deliver continuous improvements of same.
  • Position Primera MFB as the No.1 bank in customer satisfaction and client-centricity in the SME and Micro-Credit spaces.

Accountability:

  • Consistently grow revenues and profitability of the Business Banking enterprise.
  • Ensuring that all the team meets set targets in line with the Bank’s business and strategic goals.
  • Ensuring the portfolio quality (PAR) remains within regulatory limits.
  • Deepen the product and value-added services portfolio of the Bank.
  • Support the digital transformation the Business Banking enterprise.
  • Deliver and maintain best-in-class customer satisfaction.

Qualifications

  • A good 1st degree in humanities, social sciences, administration, or any related field.
  • Added professional/academic qualifications or certifications will be an advantage.
  • Minimum of 4-6 years commercial banking experience with a particular focus on growing and managing a significant SME/Business Banking loan and deposit portfolio.

Additional Information

Required Skills & Competencies:

 

  • Professional sales training would be a strong advantage.
  • Proven track record of achieving targets and driving sales growth in a business.
  • Strong leadership skills and an ability to inspire sales teams.
  • Strong and successful experience in Business Banking, Credit Analysis and structuring for businesses.
  • Strong knowledge of the various dynamic Business Banking products and ability to drive same.
  • Excellent relationship-building competencies.
  • Must possess excellent team management and leadership skills.
  • Possess excellent communication, written and presentation skills.
  • Must possess excellent problem-solving skills.
  • Demonstrates exceptional strategic thinking and planning abilities.
  • Must be able to work under pressure.
  • Must possess excellent organizational and time management skills.