Relationship Officers - Payroll Lending (State)

  • Full-time

Company Description

Primera MFBank, your partner for growth, is a fully licensed technology-driven finance platform that offers financial solutions to businesses and individuals. Anchored by a strong balance sheet and an experienced, hands-on management team, we enhance financial inclusion by offering suite of financial services to meet the needs of clients.

We are recruiting to fill the position below:

Job Title: `Relationship Officer - Payroll Lending State

Location: Lagos and Ibadan
Department: Client Management
Reports to: Head, Personal Banking

General role: Payroll Lending State - Public Sector business development

Job Description

  • Proactively identify the needs of potential customers and offer appropriate financial services and products
  • Public Sector business development
  • Create quality risk assets
  • Meet targets in asset creation
  • Drive CASA growth
  • Deliver quality customer service in response to customer enquiries
  • Build and maintain good relationship with clients
  • Prepare weekly and monthly report on marketing activities
  • Prepare monthly performance review report
  • Perform other duties as may be assigned by the Team Lead or Head, Personal Banking

KPIs:

  • Achieve 100% of loan & deposit mobilization targets
  • Achieve 100% of Customer acquisition and retention targets
  • Maintain a PAR of 5% or less

Qualifications

  • A good 1st degree in Banking & Finance, Marketing, Economics, Statistics, Sociology or any related field.
  • A minimum of 2 years in public sector lending in a reputable microfinance bank and with excellent performance track record.
  • Chartered Institute of Marketing (CIM) and Microfinance Certificate Program or any other related qualifications are an added advantage.

Additional Information

Required Skills:

  • Target driven and results oriented
  • Analytical risk management skills
  • Strong verbal and written communication skills
  • Excellent relationship and people management skills
  • Excellent efficiency for handling client related issues and providing solutions where required
  • Computer Proficiency
  • Good knowledge of digital and online marketing methods
  • Understand data analytics
  • Multitasking in order to successfully handle multiple accounts
  • Must be tech-savvy
  • Demonstrates exceptional strategic thinking and planning abilities
  • Self-starter with mature analytical skills and ability to work under pressure
  • Innovative and forward thinking, with a track record of executing new ideas.