PayNearMe develops technology to facilitate the end-to-end customer payment experience, making it easy for businesses to accept, disburse and manage payments. Our modern and reliable platform lowers the total cost of payments by increasing acceptance rates, driving self-service and simplifying exceptions. We future-proof our clients’ payments roadmap by including all payment types and channels through a single contract and integration. With PayNearMe, businesses can transform the outdated systems holding them back from achieving progress.

PayNearMe has over 200 employees, closed a $45M Series D round in June 2023, and is processing over $1B in payments monthly. We’re headquartered in Silicon Valley with our employees distributed all across the U.S. Help us solve our clients’ biggest payment problems.

We’re in growth mode and looking to add a dynamic Senior Software Engineer to our PayNearMe team. This position will report to the Engineering Manager.

As a Senior Engineer on the RACH team, you will own and develop critical code that powers our platform, enabling retailers and consumers to move billions of dollars seamlessly through integrations with various banks. Working with technologies like Ruby on Rails and Go, you will design, build, and optimize scalable systems for high-volume financial transactions. You’ll collaborate closely with cross-functional teams to deliver reliable, secure, and performant solutions, while ensuring smooth integration with multiple banking partners. Additionally, you will mentor junior engineers and drive architectural improvements, with your contributions directly influencing the platform's scalability and innovation as we grow. 

• Develop and maintain high-quality, scalable, and robust code for our primary Ruby on Rails system.
• Collaborate with cross-functional teams, including QA and product teams, to define, design, and ship new features that meet business requirements.
• Write well-tested code using RSpec, with a strong emphasis on security, performance, and resilience (we have 95% code coverage).
• Make practical decisions with good judgment when faced with design constraints and trade-offs.
• Participate in code reviews, providing constructive feedback through Git pull requests to ensure code quality and best practices.
• Mentor and support team members, fostering a collaborative and inclusive environment that promotes learning and growth.

• Demonstrated ability to become an expert in a specific technical and business domain, with proven experience in independently mastering complex systems or technologies. We value a track record of deep specialization and problem-solving in any field.
• Strong command of Ruby and Rails (understanding the boundaries between them)
• Ability and willingness to write detailed technical documentation for a wide variety of audiences
• Experience working in a large codebase and communicating about code
• Ability to make practical decisions with good judgment when faced with design constraints
• Commitment to writing well-tested code that considers security, performance, and resilience
• Respect and support for team members of all levels and backgrounds, with openness to both teaching and learning

Preferred Qualifications:

• Knowledge of integration with point of sale, payments, financial applications, or any industry subject to government regulation
• A working knowledge of GO
• Experience in modularizing monolithic applications
• Familiarity with design patterns that support long-term sustainability
• Skills in solving complex performance problems

Benefits

• Base salary per year (paid semi-monthly)
• Fast- paced and professional work culture
• Stock options with standard startup vesting - 1 year cliff; 4 years total
• $50 monthly communication expense stipend to go towards your phone/internet bill
• $250 stipend to enhance your WFH setup
• Reimbursement for peripheral equipment: monitor (up to $400), keyboard and mouse (up to $200)
• Premium medical benefits including vision and dental (100% coverage for employees)
• Company-sponsored life and disability insurance
• Paid parental bonding leave
• Paid sick leave, jury duty, bereavement
• 401k plan
• Flexible Time Off (our team members typically take off ~3-4 weeks per year)
• Volunteer Time Off
• 13 scheduled holidays
• 2x / year in-person team meet-ups (2-3 days, company paid)

Salary Range: $175,000 - $195,000

PayNearMe strives to create a workplace where all employees thrive. Our core values represent who we are today and we take pride in the way we work with each other as well as with our stakeholders.

We’re in this together to do the right thing. We deliver real results we are proud of while remaining respectful, transparent, and flexible.

PayNearMe is an equal opportunity employer. We are diligently and thoughtfully working towards cultivating a diverse workforce which in turn, enhances our products and services for the communities we serve. Applicants who represent all backgrounds are strongly encouraged to apply.

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Candidate information will be treated in accordance with our job applicant privacy notice found at: https://home.paynearme.com/ccpa-privacy-notice-jobs-employees/

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