Our Mission

The mission of North Star Community Credit Union is to deliver financial solutions, one person at a time.

North Star Community Credit Union is owned by its members. This is different than other financial institutions which are owned by a select group of stockholders. The Credit Union's profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.

Role:

To originate, manage, and supervise the Credit Union's portfolio of commercial loans, with overall objective of maintaining and increasing its asset quality; to develop new and existing business relationships.

Essential Functions & Responsibilities:

50% Takes applications for commercial loan business. Reviews member financial condition and assesses the member's ability to re-pay the loan. Makes underwriting decisions within approval authority. Completes or directs completion of all loan documents and closes loans.

20% Participates in developing lending and deposit business for the Credit Union. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Credit Union's client base.

10% Monitors existing loan portfolio to maintain a high-quality asset base. Maintains up-to-date member files including current balance sheets, profit & loss statements, cash flow projections and all loan documentation.

10% Assists in collection of past due loans.

5% Assists members with any loan-related questions and concerns.

5% Performs other job related duties as assigned.

Performance Measurements:

1. Achieve or exceed assigned loan volume (dollars and/or numbers).

2. Ensure loan decisions are made and relayed to appropriate parties within 7 days of complete application.

3. Maintain a 30-day delinquency rate at or below 1% of loan portfolio.

4. Maintain a charge-off rate of no more than 0.40% of loan portfolio.

5. Ensure loan decisions are in compliance with all applicable Federal, State, and Lending regulations, policies and procedures.

6. Troubleshoot and resolve member and internal inquiries in a timely and accurate manner.

7. Provide informed, professional, and accurate service and support to all members and associates.

Must have experience in the Agricultural industry.

All your information will be kept confidential according to EEO guidelines.