Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide.

Natixis in Portugal is part of the Global Financial Services division, where it applies technology for the development of financial expertise in its two global business lines – Corporate & Investment Banking and Asset & Wealth Management – and, transversally, for the entities of Groupe BPCE.

The Centre of Expertise, based in Porto, currently has more than 2,400 employees from over 30 nationalities, organised in three main departments: Information Technology, Banking Support Activities and Compliance. These teams work in an integrated, inclusive and transversal way, supporting and creating value for all the business lines and platforms of the group. The project in Porto is one of the biggest investments in Human Resources ever made by Groupe BPCE worldwide.

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

In 2024, Top Employers Institute has awarded Natixis in Portugal the Top Employer Portugal accreditation for the second time. This certification recognizes excellence in people practices, following the example of our head office, in France, who was certified Top Employer France for the eight year in a row.

The Middle Officer manages a portfolio of financing operations in which Natixis is a lender, from their closing (implementation) to their final repayment by the borrower.

The main duty of the team is to ensure that, all along its lifecycle, each financing operation complies with the terms of Natixis credit decision and that the legal documentation (financing contract) is properly executed by both Natixis and the borrower.

Main tasks and goals:

A Middle Officer main tasks are, for the portfolio of financing operations (all business lines: Corporate, Commodities, Infra, Real Estate…):

• Analyzing and preparing the new financing operations in cooperation with the Front Office, Legal Department and the Back Office;
• Monitoring the borrower’s obligations as per the legal documentation (KYC, guarantees, covenants…);
• Managing the events that may occur during the lifecycle of the financing operation (drawdowns, renewals, waivers, amendments, prepayments/repayments, restructuring…) in cooperation with the Back Office and Front Office;
• Producing and checking reports in relation with the managed operations.

• Master in Finance, Economics, Management or Law;
• Financing Operations (preferred);
• Banking environment (1-3 years);
• Middle Office Financing (1-3 years);
• Microsoft 365 (advanced Knowledge); 
• Legal (preferred); 
• Financings (preferred); 
• Risk (notions);
• Fluent English (mandatory), French and Italian are a plus.

Soft Skills: 

• Strong decision-making capabilities;
• Ability to identify problems and propose effective solutions;
• Strong attention to detail with a control and risk discipline mindset;
• Taking ownership and being accountable for the area of responsibility;
• Good communication skills, as well as the ability to interact confidently with all levels of stakeholders.

We will only consider English CV's.

At Natixis, we are committed to fostering a working environment where each and every one of our people is treated with dignity and respect and where every voice is heard. Our differences make us collectively stronger and are a source of fulfilment, innovation and performance.

In the framework of its Diversity, Equity & Inclusion policy, Natixis in Portugal has implemented a Blind CV Screening process, with the purpose of reducing hiring bias. A blind CV excludes any personal details which refer to the applicant’s gender, age or ethnicity. When applying for our positions, please submit a blind CV, that is, with no picture, name, gender, age, nationality, ethnicity and address. Your personal statement, work experience, courses and certifications, education, skills and contact information is what matters to us.

#MuchMoreThanJustAJob

Early morning. Campo 24 de Agosto. In 4 minutes, you are clocking in at the office. After grabbing a cup of coffee and fresh fruit, pick up your laptop and choose your spot for the day. It's going to be a busy one: French class before lunch and, just after, quick medical appointment at Natixis doctor's office.

Lunch break. Outside in the big terrace (look at your crops at the Urban Garden; ready to harvest!) or, if you feel like stretching your legs, walk downtown to grab lunch.

Back inside. Quick sprint review (working together anywhere means virtual happy birthday to that colleague in Paris that just turned 35). The afternoon went flying (tasks, reports, calls, some jokes with your teammates). End it on a high note: just one PlayStation game or the final match for that ping-pong tournament.

Tomorrow, you complete that certified technical training and the day after, you will work from home, taking advantage to finally do that online course on Udemy. Once you are done with your tasks for the day, you can visit the office for a board games session or show up at the rehearsal of one of Natixis bands. If that is too steady for you, meet your colleagues to surf some waves or join them in a football match.