Are you interested in joining an exciting team? We are looking for people who seek a great career in a business savvy organization, and an opportunity to have a lasting career. Money Mart is seeking people who deliver excellent customer service, and have a desire to push boundaries. We offer competitive pay, benefits and a fast-paced work place focused on developing leaders! 

Who are we?

Money Mart has been helping Canadians with their financial needs for over 25 years. Whether you need a payday loan, your cheque cashed, or simply need to exchange some foreign currency, Money Mart is here to serve you. With branches open late across Canada, it’s easy to see why more and more people choose us for fast, friendly, hassle-free solutions.

• Specialties: Payday Loans, Cheque cashing, Foreign Currency, Western Union, We buy Gold, Taxes
• Website: http://www.moneymart.ca
• Industry: Retail, Sales, Financial Services
• Company Size: 5001-10,000 employees
• Founded: 1982

GENERAL FUNCTION 

This position manages AML reporting process, compliance, operations and IT system compliance related to CANADIAN AML compliance programs.

DUTIES/RESPONSIBILITIES 

•    Maintain compliance to the Anti-Money Laundering and Anti-Terrorist Financing by submitting reports on large cash and suspicious transactions.
•    Works with IT group to resolve system issues on a timely basis.
•    Resolves LCTR issues with DM and store staff to insure accurate & timely submission.
•    Tracks LCTR issues to enable feedback to Market Mangers & District Managers on adherence to compliance issues. 
•    Is Subject Matter Expert on the LCTR & STR process, insures that STR’s are complete and within industry standards.
•    Tracks STR issues to enable feedback to Market Managers on adherence to compliance Standards. 
•    Research STR’s to insure that compliance standards are being met, update customer files with compliance issues to keep store alert to possible violations.
•    Responsible for the “blocking” of customer files where there is a pattern a suspicious activity that creates an unacceptable risk. 
•    Semi-annual Review customer KYC information to determine OSFI match on Lexis Nexus Bridger and action accordingly with internal policies 
•    Review Weekly WU transfer files
•    Review various product specific transaction reports to identify trends for suspicious activity, file when appropriate STR and/or escalate to Compliance Manager and/or Senior Management when required
•    Collect and examine transactional information and customer documents to assist in identifying unusual transaction patterns
•    Conducts research over available internal systems, the internet and databases consistent with the resolution of investigation
•    Write and file STRs and recommend relationship retention or blocking of customer activity.
•    Interact with Senior Management on the compliance, legal and operations concerning AML issues.
•    Monthly pull previous WU transactions from the CMR report and maintain transaction history file and send transactions to BI group upload to transactional database.
•    Responsible for ensuring database is accurate and up to date,
•    Supports the problem resolution process as a subject matter expert in the Maintaining privacy and compliance by responding to inquiries, complaints and third party requests for information,
•    Responsible for the care, organization, and security of all papers and documents entrusted to his/her care,
•    Assists in the Development of policies and procedures to ensure Money Marts compliance to industry rules and regulations including PCMLTFA, FINTRAC, International Terrorism and other reporting agencies,
•    Review of electronic batch submission for rejects,
•    Recommend training and policy changes to Compliance Officers,
•    Working with Internal & external Audit, Quality Assurance and outside personnel on training and auditing aspects of compliance programs,
•    Keeps up to date on Regulatory changes, example FINTRAC (PCMLTFA)
•    Complete all other tasks as directed by Supervisor.

EDUCATION 

•    Bachelor’s degree required

EXPERIENCE 

•    3 to 5 years’ experience in managing various compliance operations and familiar with Federal compliance rules (FINTRAC) regarding Proceeds of Crime Money Laundering and Terrorist Financing (PCMLTFA).
SKILLS
•    Strong organizational, communication and project management skills required.  
•    Excellent written and verbal communication skills.
•    Demonstrated ability to provide deep dive analysis 
•    Demonstrated ability to maintain discretion

PROBLEM-SOLVING  

•    Identifies and researches issues and impact related to compliance
•     Escalates all decisions beyond authority to Manager, Compliance 

We invest in our employees, and offer extensive training, and development programs to set you up for future success.

If we sound like a fit and you’re ready to start an exciting career with an organization that fosters employee growth, apply today!

We look for bright, energetic, motivated individuals who are interested in learning and developing their career.