The National Bank of Iraq (NBI) was founded in 1995 as a publicly traded, private sector company, offering comprehensive banking services to individuals and businesses in Iraq. As a result of NBI’s success and to fuel future growth, its capital was increased from the initial IQD 400 million to IQD 250 billion (USD 215 million) in December 2013. 

In 2005, Capital Bank Jordan acquired majority shares (61.85%) in NBI, allowing NBI to evolve its business offerings, strengthen its global footprint and promote financial inclusion across the country. 

With its extensive network of correspondent banks, Capital Bank stands as NBI’s gateway to world economies, facilitating internal and external remittances, granting lines of credit, as well as offering trade finance services. 

NBI operates a modern core banking system to support its growth and customer services. Capital Bank and its subsidiaries audit all accounts through Ernst and Young, and report financials in accordance with International Accounting Standards. 

NBI has earned a BB rating by Capital Intelligence, the international credit rating agency. It further received a ‘Good’ rating by the Central Bank of Iraq.

Today, NBI has more than 38 branches in all major cities in Iraq, and a branch in KSA. 

• Review and document credit agreements, addendums, and all related documents in line with approved credit requests, ensuring adherence to delegated authority limits, approved policies, and internal procedures.
• Document collateral and all related supporting documents after verifying their validity and accuracy.
• Calculate fees, commissions, and stamp duties in accordance with credit policies, procedures, product terms, credit studies, and Central Bank of Iraq regulations.
• Prepare credit limit notification templates and review their execution on the core banking system in compliance with policies and procedures.
• Coordinate with relevant departments to finalize pending follow-ups related to the Credit Documentation Unit.
• Liaise with concerned parties to ensure proper implementation of notification templates in line with approved policies and procedures.
• Prepare periodic reports (daily, weekly, monthly, etc.) as required.
• Perform any additional duties assigned by the direct manager.
• Execute loan disbursements directly on the core banking system for transactions received through the Loans Workflow system

• Education: Bachelor’s degree in Accounting, Finance, Banking, or equivalent
• Experience: 1–3 years of experience in a similar role