The National Bank of Iraq (NBI) was founded in 1995 as a publicly traded, private sector company, offering comprehensive banking services to individuals and businesses in Iraq. As a result of NBI’s success and to fuel future growth, its capital was increased from the initial IQD 400 million to IQD 250 billion (USD 215 million) in December 2013. 

In 2005, Capital Bank Jordan acquired majority shares (61.85%) in NBI, allowing NBI to evolve its business offerings, strengthen its global footprint and promote financial inclusion across the country. 

With its extensive network of correspondent banks, Capital Bank stands as NBI’s gateway to world economies, facilitating internal and external remittances, granting lines of credit, as well as offering trade finance services. 

In addition, NBI can trade on behalf of clients in Jordan and international markets through Capital Investments, Capital Bank’s investment arm, as well as offer trading services in the Baghdad Stock Exchange through its wholly owned subsidiary, Wahat Al-Nakheel. 

NBI operates a modern core banking system to support its growth and customer services. Capital Bank and its subsidiaries audit all accounts through Ernst and Young, and report financials in accordance with International Accounting Standards. 

NBI has earned a BB rating by Capital Intelligence, the international credit rating agency. It further received a ‘Good’ rating by the Central Bank of Iraq.

Today, NBI has 29 branches in all major cities in Iraq, and a branch in Saudi Arabia. 

As a Credit Reporting Senior Associate in the Credit Control & Review Department, you will specialize in preparing accurate, timely, and insightful credit reports that empower decision-making at the highest level. this role focuses on ensuring data integrity, compliance with internal and regulatory standards, and delivering actionable insights into credit portfolio performance.

you will bring expertise in credit data analysis, report development, and compliance monitoring, combined with strong technical skills in Excel and banking systems. With a solid foundation in financial and credit principles.

Core Responsibilities

• Credit Reporting: Prepare monthly, quarterly, and annual credit portfolio reports with precision and clarity.
• Data Review & Audit: Validate and audit credit data from multiple sources to ensure accuracy and reliability.
• Credit Indicators Analysis: Develop and monitor key credit metrics, including receivables ratios and collateral indicators.
• Reporting Tools Development: Innovate and improve reporting tools and techniques for efficiency and quality.
• Compliance Monitoring: Ensure adherence to credit policies, internal procedures, and regulatory requirements.
• Cross-Department Coordination: Collaborate with relevant banking units to complete and refine credit reporting processes.

• Bachelor’s Degree in Information Systems, Accounting, Finance, or related fields
• 1–3 years of experience in credit reporting, data management, or related banking functions

Grade: P2