Mortgage Loan Processor

  • Full-time

Company Description

Majestic Home Loan- Orange County is expanding...again! We've been lending responsibly for decades and we continue to be leaders and innovators in our industry, with laser focus on delivering you a better, faster, and more efficient process while delivering the best service in the industry, with rates that are hard to beat. 

Job Description

One of Orange County's fast growing and premier home mortgage company, located in Costa Mesa is seeking a full-time Mortgage Loan Senior Processor to join our team.

Duties and Responsibilities include the following:

  • Data entered into Encompass Loan System for FHA/VA/USDA/CONV Mortgage Loans.
  • Order all basic initial items on file: Payoff, VOE, Title, FHA/VA Case #, Tax Transcripts, NMLS, Insurance, & Some Data Entry.
  • Reviewing Loan Documents to include: Appraisal, Income, Title, Bank Statements, Homeowners Insurance, Verifications, Credit, Disclosures, AUS Findings, Condo Documents, Mortgage Insurance; Fraud system results, Early Check.
  • Reviewing DTI, LTV, Cash Reserves and Credit Histories for all Borrowers
  • Create an Ideal Loan Submission Package for the Underwriting Department
  • Properly Label, and maintain all necessary loan documents in the LOS software.
  • Reviewing Initial Loan Approval and work with borrower to gather and approve all conditions.
  • Reviewing all Closing Costs & Prepaid to include: Origination, Discount, Title Services, Credit, Escrows, Appraisal, Mortgage Insurance, Transfer Taxes, and Daily Interest.
  • Re-submitting loans for Clear to Close.
  • Scheduling loans with Closing Department.
  • Daily Communication with Loan Officers, Underwriters, Borrowers, Closers, Title Companies, Employers.

Must have a positive attitude, ability to learn, GREAT customer service skills and drive to grow in this industry. You must have effective analytical, problem solving, and planning skills. You must work well with members and co-workers. You must have a proven track record providing superior service while meeting deadlines. The selected candidate must work well under pressure.

Qualifications

Position requirements:

  • High School Diploma required
  • 2+ Years of experience in mortgage processing/opening/closing
  • Encompass experience a plus
  • Excellent people skills
  • Very high reasoning skills; ability to recognize problems and identify solutions, collect data, establish facts, and draw valid conclusions
  • Capable of multitasking and time management

Outside of a great working environment, we provide a competitive salary/commission along with a great medical/dental plan!

Let's Talk Today!

JoinMHL.com

Additional Information

All your information will be kept confidential according to EEO guidelines.