MET Group is an integrated European energy company, headquartered in Switzerland, with activities in natural gas and power, focused on multi‑commodity wholesale, trading and sales, as well as energy infrastructure and industrial assets.

The Group is represented in 24 countries: Albania, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Czech Republic, Croatia, France, Germany, Greece, Hungary, Italy, North Macedonia, Moldova, Poland, Romania, Serbia, Singapore, Slovakia, Spain, Switzerland, The Netherlands, Turkey and Ukraine.

MET is present in 33 national energy markets and 51 international trading hubs. The Group has a significant end‑consumer presence in Belgium, Croatia, Italy, Hungary, Romania, Slovakia, Spain, and The Netherlands.

The company has 1400+ permanent staff. The company is owned 90% by MET employees and 10% by Keppel Infrastructure, a wholly owned subsidiary of Keppel Corporation*.

* Listed on the Singapore Exchange 

KEY RESPONSIBILITIES

Credit Assessment & Decision Making

• Perform independent assessment of complex corporate, financial institution and commodity trading counterparties.
• Perform in-depth financial analysis, including liquidity, leverage, cash flow, profitability and covenant assessments.
• Develop robust credit opinions and provide well-supported recommendations regarding ratings, probability of default, credit limits and risk appetite.
• Present and defend credit recommendations to senior management, risk committees and other decision-making bodies.
• Independently manage large and strategically important counterparties with material exposure to MET Group.

Portfolio Risk Management

• Maintain ongoing oversight of a dedicated credit portfolio and proactively identify emerging risks and deterioration trends.
• Monitor exposure utilisation, concentration risks, industry developments and macroeconomic factors affecting portfolio quality.
• Perform portfolio reviews, sector analyses and stress testing exercises to assess the impact of adverse market scenarios.
• Recommend and implement portfolio optimisation and risk mitigation strategies.

Structuring & Risk Mitigation

• Advise on structure and credit risk mitigation solutions including:
  • Parent company guarantees
  • Bank guarantees and letters of credit
  • Credit insurance
  • Cash collateral arrangements
  • Prepayment structures
  • Security agreements and other collateral solutions

Advanced Risk Analytics

• Perform exposure simulations and expected loss calculations using quantitative credit risk methodologies.
• Assess wrong-way risk, concentration risk and stress scenario impacts.
• Contribute to the enhancement of internal credit models, rating methodologies and credit risk frameworks.
• Support the development of portfolio analytics and risk reporting tools.

Stakeholder Management

• Act as a trusted advisor to Front, Middle and Back Offices, Treasury and other support functions.
• Challenge commercial proposals where appropriate while providing pragmatic risk solutions.
• Influence business decisions through risk-based recommendations and clear communication.
• Build strong working relationships with external stakeholders including banks, insurers, counterparties and industry peers.

Governance & Leadership

• Lead discussions in credit working groups, approval committees and risk forums.
• Contribute to the continuous improvement of credit policies, governance standards and risk management practices.
• Support internal projects related to systems, processes, automation and reporting enhancements.
• Mentor junior team members and contribute to knowledge-sharing initiatives within the credit organisation.

Distressed & Watchlist Management

• Identify early warning signals and oversee watchlist counterparties.
• Develop remediation strategies for deteriorating credits.
• Support restructuring discussions, recovery efforts and workout situations in collaboration with Legal and Commercial teams.
• Participate in negotiations aimed at maximising recoveries and minimising losses.

• University degree in Finance, Economics, Accounting, Business Administration or a related discipline.
• CFA, FRM or other relevant professional qualification would be considered an advantage.
• 5–8 years of experience in corporate credit risk, counterparty risk, structured finance, commodity trading risk or banking risk disciplines.
• Demonstrated experience assessing large corporates, trading houses, utilities, energy companies or financial institutions.
• Proven track record of owning complex credit approvals and managing significant credit exposures.
• Exposure to energy markets, commodity trading or wholesale credit risk is a significant advantage.
• Strong understanding of financial statement analysis, credit rating methodologies and risk modelling
• techniques.
• Experience with probability of default modelling, stress testing and expected loss methodologies.
• Understanding of credit mitigants, collateral structures and legal documentation.
• Experience with risk systems, data analytics or BI tools would be advantageous.