WHO IS LUMI?

We are a fast-growing non-bank lender that provides business loans and lines of credit to small-medium-sized enterprises (SMEs). We help Australian small businesses flourish by offering fair, transparent, straightforward business funding where business owners and our intermediary partners are not required to jump through hoops, read between the lines and be concerned about what's the catch?

WORKING AT LUMI

We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers. We ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list. We were awarded the 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia. We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. We encourage you to be your authentic self and if you need any adjustments for a fair recruitment process, please let us know when applying.

OUR VALUES

Egos at the door: We own. We don’t judge. We don’t blame. We are open. We are in this together.

See the customer: We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean: We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow: We are curious. We challenge. We try. We fail forward. We learn. We try again.

THE ROLE

● Provide critical credit analysis on business loan applications

● Work closely with other team members and stakeholders to ensure an efficient and smooth loan process that meets service and quality standards

● Review and assess a broad range of commercial credit applications within a delegated lending authority (DLA)

● Work closely with the sales team and liaise with brokers and customers to obtain information for assessment

THIS PERSON IS SOMEONE WITH…

● Experience as a Credit Analyst/ Underwriter operating within a DLA (essential)

● Excellent communications skills, both verbal and written

● Experience working for a Fintech or in a closely related sector

● A continuous improvement mindset, embracing change and thriving from it

PERKS & BENEFITS

• Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

• Work Life:  Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

• Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs

• Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

• Community Support: Paid volunteer leave, diversity celebrations, company volunteer days

• Career & Growth: Advancement opportunities, higher education sponsorship, hackathons