Longbridge Financial, LLC is an innovative company committed to responsibly helping senior homeowners reshape their financial future to improve their retirement. Working together with other reputable companies in the financial services industry, we are moving into exciting new directions for the reverse mortgage business and anticipate rapid expansion offering many opportunities for personal and professional growth.

Recently recognized as an Industry Changemaker, Longbridge CEO Chris Mayer looks at the industry differently and values employees at all levels who drive our company forward.  In fact, we are now a top 5 reverse mortgage lender.

Why work with us

At Longbridge Financial, “We do the right thing” is more than a mantra, it’s our guarantee.  We want to attract the best and brightest—that’s why we’re committed to giving our employees the support they need and the respect they deserve. We offer competitive compensation packages and benefits, as well as a strong marketing and operations foundation. Join us for a rewarding career with remarkable growth potential.  Ready to be changemaker and be a part of a team to help propel Longbridge to number one?

• Responsible for underwriting files and establishing conditions to meet FHA and LBF guidelines.
• Ability to make timely, accurate decisions on all FHA transactions
• Evaluate risk and ensure quality of each loan decision
• Communicate requirements and/or decisions clearly
• Responsible for reviewing all areas of the mortgage loan file to ensure accuracy, completeness, and compliance with internal and regulatory guidelines, including but not limited to Application, Title, Appraisal, Assets, Credit, Condominium information, and income.
• Responsible for clear and concise communication to appropriate parties including but not limited to the processing department on items needed to prepare a loan for closing.
• Partner with processing to close loans in a timely in efficient manner
• Adhere to service level agreements and prioritize workflow
• Maintain quality control standards while maintaining production standards by company's definition
• Assist in identifying, recommending, and/or negotiating alternative loan documentation requirements

• Three + years of current active experience underwriting Reverse Mortgages (Retail and/or Wholesale)
• HECM for Purchase experience is a plus
• Must have a valid active CHUMS Number
• Strong credit, risk analysis, and analytical skills
• Be able to examine loan documentation for accuracy and completeness
• Computer literate with the ability to learn new software applications.
• Working knowledge of federal and state regulations and requirements with emphasis on MDA, TILA, HUD and RESPA reform.
• Understands the loan flow process including file structure, and documentation requirements.
• Strong verbal and written communication skills
• Attention to detail, with strong organizational and interpersonal skills.
• Ability to work well with a wide range of people, work under pressure with a focus on deadlines, and adapt to changing situations daily
• Have a positive and proactive attitude
• Ability to use creative thinking to find solutions to problems
• High level of integrity and trust
• Team-player
• Ability to meet and exceed service level agreements
• Competent risk-assessment skills
• Ability to multi-task
• Excellent time-management skills
• Ability to work independently with minimal supervision in a team environment
• Be flexible and adaptable
• Ability to identify fraud and layered risk
• Familiar with HUD underwriting guidelines and documentation, mortgage legal documentation, 3rd party risk assessment products and Federal/ State/Local compliance regulations
• Proprietary Reverse Mortgage underwriting experience is a plus

This position requires a flexible work schedule, availability of overtime during high volume workload, strong organizational skill and coordination skills, ability to work independently, quick learner, team player, proactive, goal-oriented, excellent communication, strong writing and analytical skills, and computer skills.

This job description does not list all the duties of the job. You may be asked to perform other duties as needed. Longbridge Financial, LLC has the right to revise this job description at any time, for any reason.

• Full benefits
• 401(k) with company match.
• Paid time off.
• Potential growth within a growing organization. We promote from within
• Working in a growing and dynamic industry