LOAN OFFICER

  • Full-time

Company Description

iScale Solutions works with technology companies to effectively scale their development, support and operations processes.

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable rations and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on type of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Operate in compliance with laws and regularization and adhere to lending compliance guidelines

Qualifications

  • At least 2 years experience in the field of accounting and/or banking (loan officer)
  • Must have a good grasp of reading and understanding balance sheets
  • Good mathematical skills
  • Proficiency in excel is requires
  • Knowledge in SQL is and advantage
  • Good at analytical thinking
  • Has attention to detail
  • Good written and oral communication skills
  • Can work with less supervision
  • Good interpersonal skills
  • Willing to work in Keppel building , Business park, Cebu City

Additional Information

All your information will be kept confidential according to EEO guidelines.