Are you a highly driven Emirati banker with 3+ years of experience? The FAB " Future leaders program – FLP " is tailor-made for you.

The 2-year learning and development journey offers personalized coaching, hands-on training, and expert mentorship to accelerate your career progression to a senior leadership role.

·     Ensure timely preparation and submission of Credit Applications and conduct necessary client visits and due diligence in coordination with the coverage team.

·     Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.

·     Ensure credit processing & approval turnaround times as per agreed SLAs

·     Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.

·     Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.

·     Maintain credit processing & approval turnaround times as per agreed SLAs with business[IB, CCB, REC, GPB, etc]

·     Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and  latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.

·     Ensure accuracy of data being presented to various stakeholders including senior management.

Minimum Qualification

• Must have Bachelor’s degree.  
•  Desirable: - Chartered Accountant/ Masters in Business Administration (MBA).  

Minimum Experience

3 years’ relevant experience in the banking sector with similar positions of progressively increasing responsibilities in the Credit function.

The purpose of the job is to prepare, review and provide appropriate recommendation of credit facilities for a portfolio of borrowing clients[in IB,CCB, REC,GPB, CBG -Program Lending]. The role also entails compliance with all credit policies and guidelines.