About Deloitte

Deloitte is the largest private professional services network in the world. Every day, approximately 220,000 professionals in more than 150 countries demonstrate their commitment to a single vision: to be the standard of excellence, while working towards one purpose – to make an impact that matters.

In South Africa, Deloitte is one of the leading professional services organisations, specialising in providing Audit, Tax, Consulting, Risk Advisory and Corporate Finance services. We serve clients in a variety of industries from financial services, to consumer business, energy, mining and manufacturing, tourism and the public sector, and we provide powerful business solutions to some of the world's most well-known and respected companies, including more than 80 percent of the Fortune 100.

Our professionals are unified by a collaborative culture that fosters integrity, outstanding value to markets and clients, commitment to each other, and strength from cultural diversity. They are dedicated to strengthening corporate responsibility, building public trust, and making a positive impact in their communities. We understand that our professionals hold interests outside of the work space and we aim to encourage work/life balance, supporting them in all aspects of their lives.

Our talented professionals and our clients understand the link between a strong learning and development programme and the ability for Deloitte to deliver on its promise of consistent, high-quality service delivery worldwide.

Whatever your age, gender or culture, take your career to the next level with the talents and capabilities you'll develop at Deloitte.

About the Division

Our Assurance services go beyond merely meeting statutory requirements. We help our clients perform better and achieve their business objectives. We listen to their needs, think about the business implications and tailor our approach accordingly. In today's changing global economy, businesses need trusted advisors. Because Assurance professionals at Deloitte take the time to understand our clients' business as well as the industries in which they operate, we can help them identify major risks and opportunities over and above performance of the traditional financial reporting function. Our services include:

• Audit
• Accounting and Auditing
• Financial Institutions Services Team
• Capital Markets Team
• Actuarial & Insurance Solutions
• Actuarial & Analytics Solutions

 What you’ll do / Specialized Competencies

• Program coding knowledge and skills: SAS, VBA, Matlab (intermediate level
• Financial Modelling – technical knowledge and skills in PD, EAD, LGD, Basel II (intermediate knowledge
• Financial services and market regulations knowledge and application: regulation 23, IAS39, IFRS 9 (intermediate  level)
• Industry experience and knowledge in Credit risk, Valuations, Enterprise Risk, Market Risk, Treasury and Regulatory compliance (intermediate level)

Key Performance areas

Strategic Impact

• Supports the Engagement Manager in delivery of engagement / project, in specific area of competency
• Raises issues with manager as identified in area of focus that may affect the quality of delivery or timelines of the engagement 
• Identifies opportunities for follow-on work and works with management to win the business
• Assists in development of client presentations / discussion documentation
• Actively builds business relationships that generate leads
• Gathers information to understand broader offerings of Deloitte and seeks opportunities for cross-selling
• Raises solutions to address issues in area of expertise that may enhance / renew service offerings to client

 Client Impact: External / Internal

• Communicates regularly with both Engagement Manager and client to meet deliverable expectations in specific area of expertise
• Develops productive working relationships with client staff

 Operational Effectiveness

• Proactively identifies client needs and problems on technical issues that arise and propose resolutions to address these
• Manages risk in area of engagement in alignment with Deloitte policies 
• Consistently reviews and analyses accuracy and quality of own deliverables
• Maintains clear communication channels with engagement team members on work status

 Development/Growth of Team

• Shares expertise and knowledge with team members and assists where possible to ensure quality and timeous delivery of work
• Mentors junior members of the team
• Maintains own development and knowledge in specialised area

 Budgets / Profitability

• Maintains quality and timeous delivery as per SLA

Your role as a leader

At Deloitte we believe in the importance of leadership at all levels. We expect our people to embrace and live our purpose by challenging themselves to identify issues that are most important for our clients, our people, and for society and make an impact that matters. In addition to living our purpose, Managers across our organization:

• Develop high-performing people and teams through challenging and meaningful opportunities
• Deliver exceptional client service; maximize results and drive high performance from people while fostering collaboration across businesses and borders
• Influence clients, teams, and individuals positively, leading by example and establishing confident relationships with increasingly senior people
• Understand key objectives for clients and Deloitte; align people to objectives and set priorities and direction

Leadership / Behavioural Capabilities

• Living our Purpose - Acts as a role model, embracing and living our purpose and values, and recognizing others for the impact they make
• Influence - Influences clients, teams, and individuals positively, leading by example and establishing confident relationships with increasingly senior people
• Performance drive - Delivers exceptional client service; maximizes results and drives high performance from people while fostering collaboration across businesses and borders
• Strategic direction - Understands key objectives for clients and Deloitte, aligns people to objectives and sets priorities and direction
• Talent development - Develops high-performing people and teams through challenging and meaningful opportunities

Cross Consulting Capabilities

• Delivery Excellence
• Knows the Business and Sector
• Analytical Thinking & Problem Solving
• Financial Acumen
• Executive Presence
• Global Mindset
• Business-Technology Acumen

Minimum Qualifications      

• University Graduate, preferably BSc (in Statistics or Mathematics); Financial Engineering or Actuarial Science.

 Minimum Experience           

• Financial Modelling – technical knowledge in PD, EAD, LGD, Basel II and IAS39.
• Need to have at least 3-5 years credit experience at a Bank or Consultancy.
• Retail credit risk experience is preferable, but strong corporate credit is also acceptable.