Responsibilities include but are not limited to: Review, analyze, approve and underwrite consumer mortgage requests using conventional, FHA and VA lending requirements. Review individual and corporate tax returns, credit reports, applicable ratios (DTI/LTV), property evaluation and various other factors. Determine and document loan conditions and communicate requirements and/or decisions.

8 to 10 years of current underwriting experience & knowledge in a very large retail mortgage banking background environment - underwriting Conventional, FHA, and VA loans. Active DE/CHUM # is REQUIRED.
Must have active LAPP/SAR. Jumbo experience preferred but not required. Experience in underwriting to multiple investor guidelines rather than just one set of guidelines. Must have underwriting experience in Texas properties and the Texas 50(a)(6) cash out loans.

USDA is a plus.

Additional Skills: Assist in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan requirements, funding and/or loan structuring solutions. Examine transactions to ensure accuracy and completeness within agency and FHA/VA guidelines.

Benefits Medical, Dental, Vision, and Life Insurance Plans for Employees and Family. 401(k)& Roth 401(k) Retirement Plan. Aflac Supplemental Insurance Plans. Cafeteria Plan/Section 125.

This is a Direct Hire position.