Intern in Credit Management Department

  • Full-time
  • Compensation: up to EUR 1500 - monthly

Company Description

As a Luxembourg-based bank since 1979, together with the global presence of Bank of China Group, Bank of China Luxembourg Branch has been successfully operating and continuously developing its business over the years. It contributes to the local and worldwide economic and social development. With more than 45 years of expertise and experience in the European markets, the bank extended its roots covering 15 institutions located in 13 European countries and becoming Bank of China Europe, since 2022.

Bank of China Europe adheres to the guidance of Bank of China group and continues to grow and expand its business coverage across the world, offering comprehensive business solutions to its clients worldwide with its globalized operations and diversified platforms.

Today, Bank of China Europe comprises an international workforce with a multicultural background of more than 30 different countries and regions with over 600 employees.                                                 

Job Description

As our operations continue to grow, we are currently looking for a talented and motivated professional to join our team as: Intern in Credit Management Department

As a CMD intern, you will support the Credit Management and Special Assets Resolution team in daily credit monitoring, risk analysis, and non-performing exposure management activities. The internship will provide management work to credit lifecycle management and other administrative work as well.

Your key responsibilities will include (but are not limited to):

  • Assist in monitoring loan portfolio performance, overdue status and identify early warning signals
  • Support on credit data collection cross the Bank
  • Support periodic credit inventory taking process
  • Prepare monthly reports for management
  • Assist in preparing credit management committee materials and meeting minutes
  • Assist in restructuring analysis and repayment capacity assessment
  • Support in collateral management and filing process, i.e. valuation updates
  • Support internal and regulatory report (concentration and NPL reporting)
  • Contribute to large exposure monitoring and concentration analysis
  • Support internal audit and regulatory inspection preparation

Qualifications

Technical Skills & Qualifications

  • Master’s degree or above in Risk Management, Finance or related field
  • Strong Excel skills
  • Fluent in Chinese and English, knowledge of or French is an additional advantage

Soft Skills & Attributes

  • Committed, confident, determined, self-motivated, strong statistical and effective written and verbal communication skills.
  • Ability to work effectively and to manage multiple tasks
  • Ability to summarize financial information and assessment reports
  • Logical and structured problem-solving approach
  • Good communication skill and team spirit is highly appreciated.
  • Highly organized and detail orientated with a client focus.

Additional Information

Compensation: The remuneration for this position will be determined based on the requirements and responsibilities of the role, as well as the candidate’s qualifications and professional experience. Further information on the applicable salary range will be provided during the recruitment process.

Equal Opportunity: We are committed to providing equal employment opportunities to all candidates and do not discriminate on the basis of gender, age, nationality, race, ethnic or social origin, religion or belief, disability, sexual orientation, or any other characteristic protected by applicable law.

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