Senior Group Life Underwriter - Muscat, Oman

  • Muscat, Muscat, Oman
  • Full-time

Company Description

THE CLIENT: One of the largest all-line Insurance companies in Oman. 

  • Motor Insurance
  • Travel Insurance
  • Property Insurance
  • Marine Cargo & Hull Insurance
  • Life Insurance
  • General Accident Insurance
  • Engineering Insurance
  • Liability Insurance
  • Aviation Insurance
  • Medical Insurance

Job Description

Responsibilities include but are not limited to the following:

  • Evaluates, documents, and communicates risk assessment on Group life applications and quick quotes in keeping with company and client's guidelines.
  • Maintains open communication with client personnel, medical directors and associates in order to develop strong relationships and promote trust.
  • Uses tact and empathy when dealing with financial representatives, clients, medical personnel and department support when discussing a risk or obtaining underwriting information.
  • Respects and maintains the privacy of a clients' personal information disclosed in the risk appraisal process.
  • Summarizes information and discusses application with management, medical director or reinsurers as needed.
  • Ensures workflow and time standards are maintained.
  • Provides retention/reinsurance awareness.
  • Maintains awareness of changes in industry initiative (legislation, product development, etc.) and principles of risk selection (medical and non-medical).

Qualifications

  • Experience in Underwriting and Claims; Group Credit Life, Group Life, Workmen Compensation..)
  • Minimum 10 years experience in the Insurance Industry with 3 years experience in the same post. 
  • Bachelor's Degree
  • Excellent written and oral communication skills to interact effectively with agents and support staff.
  • Excellent time management, decision-making, problem-solving and organization skills.
  • Extensive knowledge of industry operations and product knowledge of past and present product portfolio.
  • Excellent customer service skills.
  • Knowledge of non-medical risks such as occupation, aviation, avocation, driving and foreign travel.
  • Knowledge of risk factors, particularly medical terms and their effect on assumptions and large case management
  • Heavy experience in workflow system methods, knowledge of successful operation of underwriting department.
  • Strong organization skills, technical skills in underwriting & attention to detail with high level accuracy.
  • Excellent written, oral communication and comprehension skills.
  • Ability to work independently and multi-task in a fast paced environment.
  • High-level initiative, follow-through & accountability for actions.
  • Ability to work independently and as part of a team in a constantly-changing environment.
  • Able to adapt to new methods, work under deadlines, and apply an advanced level of investigative, analytical and problem solving skills.