WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.

We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees. Our global footprint spans 16 countries with 61 delivery centers worldwide including in China, Costa Rica, India, the Philippines, Poland, Romania, South Africa, Spain, Sri Lanka, Turkey, United Kingdom and the United States.

Deputy Manager:
• Manage team of 5-7 members in commercial lending domain which includes processes around financial spreading, credit research, preparation of credit write ups, collateral valuation, credit limit recommendation, and assessment of security position etc.
• Spreading and analyzing financials statements. This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
• Evaluate financial performance of companies / borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the time period.
• Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank’s credit guidelines.
• Document and synthesize findings based on above mentioned reviews into a credit report which would be for presented to lending officers and / or approval committees.
• Quality check of work performed by other team members and provide appropriate feedback.
• Training & mentoring resources along with reviewing, checking & overseeing and undertaking workload planning as well.
• Understand the feedback received from the onshore team members and disseminate the same to the team.
• Preparation and publishing of weekly/ monthly reports and trackers internally as well as to the client
• Client interaction on weekly/ bi-weekly calls
• Ability to manage multiple clients and support other teams
• Supporting senior management in the overall functioning of the team.
• Regular reporting to the senior management and client on the performance of the team.
• Attention to detail and highlight all important details to maintain accuracy
• Able to manage team members and able to handle conflicts
• Manage and ensure smooth delivery of daily operations as per SLA
• Experience in performance and career management of the team members
• Able to manage projects independently
• Responsible for managing transition of processes from on shore to offshore
Essential Qualifications/Experience:
• Chartered accountants/MBA Finance (mandatory) and Bachelor's Degree (Commerce mandatory), equivalent
• Most recent experience must include min 2-3 years of direct team leading experience in commercial lending domain which includes financial spreading and financial analysis teams
• Should have experience in spreading of Corporate’s Financial Statements in client application
• Should have an experience in assessing credit worthiness of the corporate borrowers based on qualitative and quantitative factors
• Strong knowledge on GAAP Accounting / International Financial Reporting Standards
• Sound knowledge of ratio analysis, cash flow, and trend analysis
• Strong knowledge on accounting and finance, Industry analysis, Internal and external risk factors of the borrower
• Understanding on Company’s management and equity sponsors strength & weaknesses.
• Excellent report writing skills and communication skills
• Strong analytic skill, Quick Learner & Attention to detail
• Stakeholders/Client management
• Ability to succeed in a team environment

Graduate/Post Graduate